Simulateur Plus
CalculatorsBlogAbout
Finance

CSG & CRDS Calculator 2026

Calculator Inputs

ResultsLive Estimate

Total CSG / CRDS Due€4,765.13
Deductible CSG (from Income Tax)€3,340.5
Income After Social Charges€45,234.88
Visual Distribution100% Total

Results update automatically as you adjust inputs.

Total CSG / CRDS Due€4,765.13

The CSG (Contribution Sociale Généralisée) and CRDS (Contribution pour le Remboursement de la Dette Sociale) are mandatory social contributions levied on most types of income in France. Designed to help fund the national healthcare, family, and welfare systems, they apply to both employment earnings and investment capital gains. The calculation rules and rates differ significantly depending on the nature of the income. For salaried employees, the rate is 9.7% applied to a capped base of 98.25% of gross earnings. For investments and real estate capital gains, a global rate of 17.2% is levied. Use this simulator to split your social charges and find the tax-deductible portion.

🧮

Methodology & Formula

This calculator determines your social charges based on the French tax rules:

  • Employment Income: Social charges are calculated at 9.7% (9.2% CSG + 0.5% CRDS) on a reduced base representing 98.25% of your gross salary. Of this, 6.8% is deductible from your taxable income base.
  • Investment Income: Social contributions are calculated at the standard flat rate of 17.2% on the total gross gains. A portion of 6.8% remains deductible from your overall income tax baseline if you opt for the progressive tax scale.

Frequently Asked Questions

What is the difference between CSG and CRDS?
CSG is a generalized social contribution funding healthcare and social security, while CRDS is dedicated specifically to paying off France's national social debt.
How much CSG is deductible from my income tax in 2026?
For salaried employees, out of the 9.7% total rate, 6.8% is deductible from your taxable income, meaning you do not pay income tax on that portion of social charges.
Are expats subject to CSG/CRDS in France?
Yes, anyone who is tax resident in France or receives French-sourced income is subject to these contributions, though specific exemptions exist under certain bilateral treaties.