Finance
PER Tax Savings Calculator 2026
Calculator Inputs
ResultsLive Estimate
Immediate Income Tax Reduction (€)€1,200
Net Out-of-Pocket Cost (€)€2,800
Visual Distribution100% Total
Results update automatically as you adjust inputs.
Immediate Income Tax Reduction (€)€1,200
⚡Quick Summary2026 Verified
The Plan d'Épargne Retraite (PER) allows French taxpayers to deduct voluntary contributions from taxable income to reduce yearly income tax.
🧮Methodology & Formula
🧮
Methodology & Formula
Tax Savings = Annual Contribution * Marginal Tax Rate (TMI). Higher TMI brackets (30%, 41%, 45%) yield higher tax reductions.
Frequently Asked Questions
Is PER tax deduction capped?
Yes, annual PER contributions are deductible up to 10% of professional earnings from the previous year (with statutory limits).