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French Capital Gains Tax Calculator 2026

Calculator Inputs

ResultsLive Estimate

Gross Capital Gain€100,000
Income Tax (19%)€13,300
Social Contributions (17.2%)€15,781
Total Tax Due€29,081
Net Profit from Sale€70,919
Visual Distribution100% Total

Results update automatically as you adjust inputs.

Gross Capital Gain€100,000

A capital gains tax calculator on real estate helps homeowners in France estimate the taxes and social contributions due when selling a secondary residence or rental property. In France, the primary residence is completely exempt from capital gains tax. However, sales of investment properties, holiday homes, or inherited estates are subject to a two-tier tax: a flat income tax rate of 19% and social security contributions of 17.2%. The French tax system rewards long-term property ownership by offering gradual tax relief discounts (abattement) based on the number of years the property was held. Complete tax exemption requires holding the property for 22 years for the 19% income tax, and 30 years for the 17.2% social contributions. This simulator takes your original purchase price and expected sale price, alongside the number of holding years, to estimate your tax liabilities. Use this tool to forecast your net proceeds from a property transaction.

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Methodology & Formula

This calculator estimates capital gains tax (plus-value immobilière) in France:

  • Gross Gain: Calculated as Sale Price - Purchase Price.
  • Income Tax Base (19% rate): Taper relief of 6% per year is applied from year 6 to 21, and 4% in year 22. Full exemption (100% discount) is reached after 22 years of holding.
  • Social Security Base (17.2% rate): Taper relief of 1.65% per year from year 6 to 21, 1.6% from year 22 to 29, and 9% in year 30. Full exemption (100% discount) is reached after 30 years of holding.

Formula used: Total Tax = (Tax Base * 0.19) + (Social Base * 0.172). The primary residence is excluded since it is exempt by default.

Frequently Asked Questions

Are there exemptions from capital gains tax in France?
Yes. Selling your primary residence is 100% tax-free. Furthermore, sales under €15,000, or sales where the proceeds are used to purchase a primary residence within 2 years (under certain conditions), are also exempt.
How is the purchase price adjusted for tax calculations?
To calculate taxable capital gains, the purchase price can be increased by actual notary costs (or a flat 7.5% rate) and renovation works (either actual bills or a flat 15% rate if held for over 5 years), reducing the overall taxable gain.
What happens if I sell at a loss?
If you sell at a loss, you do not owe any capital gains tax. However, unlike financial securities, property capital losses (moins-values) generally cannot be offset against capital gains from other property sales.